Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA, Portfolio Manager, Senior Wealth Advisor, Keill & Associates The irony of living is that life gets in the way. Where we stand today is anything but static. We are moving forward into the future- all the time. This forward movement leads to changes and change means we frequently transition to something new. This is the “Yet”. Events that have yet  to happen in our lives; often while we see it coming. This is the transformative Power

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA A few years ago, I was sitting with a client who was just shy of 60. He leaned back in his chair and sighed. “If only I’d started investing earlier,“ he said, swirling the last sip of coffee in his mug. I realized his words hung in the air, heavy with the weight of regret and hindsight. A powerful admission that has stuck with me over the years. It wasn’t the first time I’d heard that consideration, nor will it be the last. In fac

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA How Shifting Your Mindset Can Transform Your Reality.... and therefore your Life! Ever notice that our lives are bombarded with messages about what we lack? Money, happiness, resources.... It’s easy to find ourselves stuck in a cycle of scarcity fear. I would argue this mindset is deep-seated from our youth and nurtured over time to reassure us of one self-confirming ‘truth’: there’s never enough to go around. This view of the wor

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA If you want to avoid mismanagement of your money, have a purpose for every dollar and every dollar has a purpose. Money that lacks purpose is like a life that lacks direction. You wander aimlessly without thought, where time gets wasted and dreams- if there are any at all- get dashed. You and your money will arrive somewhere, surely, but most likely it will be where you wanted to go the least.  There is an old method of financial

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA October is known for pumpkins, Thanksgiving and of course; volatility. This volatility is better known as the October Effect. In Mark Twain’s book,  The Tragedy of Pudd’nhead Wilson , there is a line about investing that summarizes the October Effect concept: ” October. This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA With the Blue Jays now in the hunt for not only the American League Championship, they are also looking to become the World Series Champions. Once again  this got me thinking about investors and investing. Can stepping onto the baseball diamond teach us anything about making decisions in the investment arena? Well having spent most of my childhood and adult life playing horribly and watching intently I believe there are some insig

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA During the golden stretch periods of market growth, stock will rise and portfolios will swell. This is generally on the back of some economic headlines brimming with optimism - or at least reduced pessimism. These robust times of growth can be exhilarating and deceptive for both new and seasoned investors. Following these run-ups, Investors can feel a sense of validation and confidence in their choices. Rightly so, but it can lead

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA Sitting around the fire with family not so long ago, we discussed the importance of living...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA You might wonder why I  have been comparing driving to investing for the past few months. I...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA As Canadians we are known to say “Sorry”, but the truth is that not everyone in the world...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA Consumer debt can leave you feeling like you are drowning in a sea of bills. Swimming...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA What does one do on a Friday afternoon? Well, for this fella - write a Blog about Starbucks...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA On the highway, it’s tempting to switch lanes when you see another lane moving faster....

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA We were recently traveling in our camper van for a weekend adventure and were passed on the...

by Jeffery A. Keill, CFP,CIM,FMA,FCSI, CEA When Donald Trump rolls out sweeping tariffs during his presidency, it isn’t just an economic...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA We comfortably sit in the shade of an oak tree today because someone planted an acorn...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA Teri and I had the luxury of travelling to Scotland a few years ago. The journey was made...

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA In a 1675 letter from Isaac Newton, we get this popular expression:  “if I have seen...

By Jeffery A. Senior Wealth Advisor, Portfolio Manager, CFP, CIM, FMA, FCSI, CEA The media and it’s cycle of the illusion of urgency are...

By Jeffery A. Keill Senior Wealth Advisor, CFP,CIM,FMA,FCSI, CEA Money flows in and out of our lives. We breathe in earnings and we...