For young families envisioning a secure future, retirees seeking a healthy and safe retirement, and business owners looking to amplify their financial strategies – we cover it all with expert financial guidance and personal finance advice.
We can Help you and your Family at any Stage of your Life
Who We Work With
Nearing Retirement
Retirement is Sneaking up on Me. Am I Really Prepared? (60’s)
As retirement approaches, it's a time for celebration – you're on the brink of your best years yet. With this milestone, comes the task of getting your financial affairs ready so you can plan for a healthy retirement.
Our financial expertise lies in creating retirement plans that offer you peace of mind and confidence.
If you're turning 71 this year, it's crucial to convert your RRSPs to an RRIF or annuity before year-end. We'll help you understand how the changes in the Federal Budget affect you on an ongoing basis.
Our approach is comprehensive: we consider your retirement lifestyle, business or personal assets, income needs, family's unique requirements, and health to formulate a realistic & healthy plan for your retirement.
A successful financial plan is simply about practicality.
Case Study
Fred and Joy came to Keill & Associates at a time when their kids were just finishing high school. Fred (age 52) worked as a high school teacher and Joy (age 50) worked as an HR manager for a mid-size firm in Ottawa. They realized that retirement was creeping up on them quickly and they needed to know what their retirement was going to look like and what they could do to improve their long-term outcome. Keill and Associates worked alongside Fred and Joy and developed a multi-strategy safe retirement plan to get them into retirement comfortably, pay off the debt, have a healthy retirement and ensure the children’s education was financed.
Over the years the retirement planning needs evolved from pre-retirement to retirement, educating children to having grandchildren, and building wealth to planning for the efficient transfer to the next generation. Keill & Associates continued to evolve their financial strategy over the years and when Fred passed away at age 79, Joy expressed her thank you for having Keill & Associate guide them through their evolving financial lives. Fred and Joy's children have now begun working with Keill & Associates to pay down their mortgage, educate their children, and save for their own safe and healthy retirement.
Key Stats
Fred
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High School teacher for 30 years
Joy
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Stayed home for 7 years to raise their two children and returned to the workforce at age 35 moving up to an HR Manager.
Children
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2
Concerns:
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Mortgage paydown
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Building savings
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Educate their children
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Retirement income
Young Singles & Families
Mid-Career Families
Your Acceleration Years
Nearing Retirement
Retired
Business Owner & Professionals
Human-Centred Wealth Advice
The Right Financial Advice has the Power to Transform Your Future and Empower Your Loved Ones
Mid-Career Families
Life just got a Whole lot more Complicated. How do I Cope? (40’s)
Life's path for Canadians in their 30s and 40s often isn't straightforward, with challenges like business changes, family dynamics, market fluctuations, and health issues.
There are always sensible solutions, tailored to your unique situation, whether it's health concerns, retirement planning, or understanding tax and estate implications.
As expert financial advisors, we excel at finding answers to life's complexities and crafting a practical financial game plan.
Your Acceleration Years
I’ve Got This. Things are on Autopilot, but How do I Make Sure I Stay on Track? (50’s)
Now that you're achieving life and career milestones, your dreams are becoming a reality.
Regularly reviewing your financial plan ensures it aligns with your life goals and accommodates extra aspirations while keeping you on track for your dream future. It's also crucial to monitor your retirement savings to stay on course.
We're here to help you adjust your plan with practical solutions, regardless of life's complexities. Whether you're focusing on retirement or fulfilling a dream-like renovation on your family home, we are here to guide you on the right path.
A successful financial plan is rooted in common sense.
Throughout our collaboration, it's been really nice witnessing Jeff's commitment to providing elevated customer experiences for everyone who comes in contact with the company - business partners, collaborators, and investment clients alike.
Jana K.
Business Owner
Business Owners & Professionals
My work is my life. How is financial planning different for me?
Small business owners face distinct financial challenges, with their personal and business finances deeply intertwined. Success in personal life often hinges on the success of the business.
Our team specializes in assisting small Ottawa business owners like you to align and manage your financial affairs, setting you on course for your dream life on your terms.
“Teach your children about money or they will likely teach you the cost of not doing so.”
Jeffrey Keill,
CFP®, CIM, FMA, FCSI, RIS
Senior Wealth Advisor
Young Singles & Families
I’d like to build my Wealth Journey and get Started on Investing When I’m Young. Where do I Start? (20’s and 30’s)
Starting your wealth journey and investing in your 20s or 30s gives you a significant advantage: time.
The habits you form now can greatly help in achieving your dreams, whether it's buying a house, starting a family, building a business, or travelling around the world. For families, priorities may include safeguarding income against unforeseen circumstances and planning for children's education.
A successful financial plan is all about common sense. To discuss a strategy tailored to your goals, contact us.
Retired
Retirement is Unpredictable. How can I Ensure a Sustainable Plan? (65 and up)
The strategies that helped you save for retirement differ from those you'll need during retirement.
Whether you're newly retired or have been enjoying retirement for years, we can develop a formal income plan that minimizes taxes on your retirement income and ensures you can comfortably cover your lifestyle expenses for as long as you need.
Our team, with specialized expertise in tax and estate planning, will help you use your assets efficiently in retirement. We consider your health, retirement lifestyle, income needs, and legacy aspirations, offering options and advice to organize your financial life just as you wish.
We also have a special focus on providing help and advice to people with dementia.