by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA How Shifting Your Mindset Can Transform Your Reality.... and therefore your Life! Ever notice that our lives are bombarded with messages about what we lack? Money, happiness, resources.... It’s easy to find ourselves stuck in a cycle of scarcity fear. I would argue this mindset is deep-seated from our youth and nurtured over time to reassure us of one self-confirming ‘truth’: there’s never enough to go around. This view of the wor

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA If you want to avoid mismanagement of your money, have a purpose for every dollar and every dollar has a purpose. Money that lacks purpose is like a life that lacks direction. You wander aimlessly without thought, where time gets wasted and dreams- if there are any at all- get dashed. You and your money will arrive somewhere, surely, but most likely it will be where you wanted to go the least.  There is an old method of financial

by Jeffery A. Keill, CFP, CIM, FMA, FCSI, CEA October is known for pumpkins, Thanksgiving and of course; volatility. This volatility is better known as the October Effect. In Mark Twain’s book,  The Tragedy of Pudd’nhead Wilson , there is a line about investing that summarizes the October Effect concept: ” October. This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August